When do health insurance benefits reset?
If you have Extras cover as part of your health insurance, you may be entitled to a yearly benefit for dental treatment. But don’t let it go to waste—these benefits usually reset every year and typically don’t roll over.
Most health funds have one of three annual reset dates:
- 1st January
- 1st July
- Your policy anniversary date
To get the most out of your dental cover, it’s important to know your reset date and book your appointments before your benefits expire.
We’ve put together a guide to major health fund reset dates so you can maximise your rebates and avoid missing out.
ahm health insurance
Extras Reset: 1 July
HCF
Extras Reset: 1 January
Medibank Private
Extras Reset: 1 January
NIB
Extras Reset: 1 January
Qantas Health Insurance
Extras Reset: 1 January
Suncorp
Extras Reset: 1 January
ACA
Extras Reset: 1 January
APIA
Extras Reset: 1 January
Australian Unity
Extras Reset: 1 January
Bupa
Extras Reset: 1 January
CBHS Corporate
Extras Reset: 1 January
CBHS Health Fund
Extras Reset: 1 January
Hunter Health
Extras Reset: Policy start anniversary
Defence Health
Extras Reset: 1 July
Doctors’ Health Fund
Extras Reset: 1 January
Emergency Services Health
Extras Reset: 1 January
Frank
Extras Reset: 1 January
GMHBA
Extras Reset: 1 January
Transport Health
Extras Reset: 1 January
TUH
Extras Reset: 1 January
Grand United Corporate Health
Extras Reset: Policy start anniversary
HBF
Extras Reset: 1 January
Health Care Insurance
Extras Reset: 1 January
HIF
Extras Reset: 1 January
Health Partners
Extras Reset: 1 January
Latrobe Health Services
Extras Reset: Not stated
Mildura Health Fund
Extras Reset: 1 January
MyOwn Health
Extras Reset: 1 January
onemedifund
Extras Reset: 1 July
Navy Health
Extras Reset: 1 July
Nurses & Midwives Health
Extras Reset: 1 January
Peoplecare Health Insurance
Extras Reset: 1 July
Phoenix Health Fund
Extras Reset: 1 January
Police Health
Extras Reset: 1 January
Queensland Country Health Fund
Extras Reset: Policy start anniversary
RT Health Fund
Extras Reset: 1 January
RBHS
Extras Reset: 1 January
St.Lukes Health
Extras Reset: 1 January
Teachers Health
Extras Reset: 1 January
UniHealth
Extras Reset: 1 January
Westfund
Extras Reset: 1 January